Opening your account
estonian company formation
![]() |
|||
Account type | Electronic Money account (i) | Business current account | Business bank account |
Guarantees on deposits | Not applicable Deposits are not covered by FSCS, any guarantee fund or compensation scheme |
Not applicable Deposits are not covered by any guarantee fund or compensation scheme |
€100 000 Estonian state-backed guarantee of €100 000 on all deposits |
Supported currencies | Multicurrency account Over 40 different currencies supportedSend money to 50+ countriesLocal account details provided for GBP/EUR/USD/AUD |
EUR Holvi only accepts payments in euros from SEPA countriesStandard IBAN & SWIFT/BIC |
Multi-currency account 15 different currencies supported (excl. USD) Standard IBAN & SWIFT/BIC |
International bank transfers via SWIFT | Yes | No | Yes |
Availability for LeapIN customers | E-residents globally | E-residents globally | E-residents globally |
Customers currently not supported | Countries listed on TW website
US residents from the states not listed on TW website FATF high-risk and non-cooperative jurisdictions |
US residents and/or under the US FATCA report requirement. FATF high-risk and non-cooperative jurisdictions |
FATF high-risk and non-cooperative jurisdictions |
Remote online onboarding | Yes | Yes | No. Visit to Estonia required for a F2F bank meeting |
LeapIN supported on-boarding & KYC | No A separate KYC process designed by TransferWise, no integration with LeapIN |
No A separate KYC process designed by Holvi, no integration with LeapIN |
Yes Integrated KYC process – pre-filled application forms, digital signing & pre-acceptance for a bank account before traveling |
Integration with LeapIN | Manually supported via export & import of statements | Manually supported via export & import of statements | Seamless API integration – automatic sync of transactions and account balance |
Mobile app | Yes Mobile app for transferring money |
Yes Mobile app for uploading receipts and invoices |
Yes Fully functional mobile banking application |
Monthly fee | FREE No monthly fees, no setup cost |
Starting from €9 per month e-Residency account tailored to e-Residents |
€100 setup fee and €10 monthly fee starting from 01.11.2018 -50% discount from LHV’s regular price listfor LeapIN customers |
Bank cards | Not yet available for business customers | FREE Holvi Business Mastercard Foreign currency exchange fee 2% |
€2 per month LHV Business Debit Mastercard Online purchases supported |
SEPA bank transfer fees | A fixed charge | 50 transfers for FREE (per month, in & out) After this €0.25 per transfer |
FREE |
Top up of the account | FREE via bank transfer Charges when adding by card | FREE via bank transfer 2.5% per payment when using instant top up | FREE via bank transfer |
Withdraw to bank | A fixed charge | 50 transfers included monthly After this €0.25 per transfer |
Not applicable |
Account limits for transactions | Limits to USD transactions apply | NIA | Adjustable, depending on your agreement terms |
Support for payment gateways | NIA (To be tested…) | Yes Using Holvi with external service providers |
Yes PayPal, Braintree, EveryPay etc |
Other benefits & features | TW has gained access to the UK Faster Payments Service (FPS) Switch between currencies & make payments at the best possible rate. No setup or monthly charges Instant local bank details in the UK, US Australia and the Eurozone: GBP – Acc. No & Sort Code EUR – Standard IBAN & SWIFT/BIC USD – ABA & Acc. No AUD – Acc. No & BSB code |
Holvi card is seamlessly connected to your Holvi mobile app Built-in online store app. Holvi solution includes some basic bookkeeping features like: – automatically recorded invoices – reports like general ledger and accounting journal – creating & sending sales invoices. Please note that Holvi bookkeeping features are not sufficient for accounting and compliance of your Estonian company |
International payments also available with currency exchange through TransferWise. Close integration with EveryPay payment gateway. Secure online banking Fixed-term and demand deposits Free of charge SEPA payments, deposits and reasonable withdrawals |
Source | TW Borderless | Holvi | LHV Bank |
ssss
What are the bank and transaction fees?
If you use bank accounts, payment gateways etc. to make or receive payments, the following fees may occur:
-
Bank/merchant account setup fees
-
Bank/merchant account maintenance fees
-
Gateway fees
-
Service fees per transaction charged by banks or gateways involved
-
Currency exchange fees
You can also check the full LHV price list (Valid starting from 1st of November 2018), TransferWise borderless pricing, or Holvi pricing, for more information.
These fees are all considered business expenses, as long as the relevant transactions were related to your business activities.
Which currencies are supported by LeapIN partner banks?
If you bank with LHV, then you can send and receive the following currencies to and from your bank account:
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, JPY, NOK, PLN, RUB, SEK.
Please note that it’s not possible to receive USD to your LHV bank account.
LHV won’t automatically convert the funds you receive into euros. If you wish to convert them, you’ll need to create a currency exchange order in your online bank to convert between currencies.
With TransferWise borderless you can hold money in over 40 currencies within your borderless account.
And Holvi currently only supports euros.
nabiedy
nabiedy b9c45beda1 https://coub.com/stories/2683418-exclusive-gabriel-byrne-pictures-in-my-head-pdf-free
darcvij
darcvij b9c45beda1 https://coub.com/stories/2662390-download-fevers-edge-lynn-hagen-zip-_best_
neltri
neltri 79a0ff67a5 https://coub.com/stories/2722225-nordvpn-6-23-11-0-crack-activator-key-ilinmela
wainfarr
wainfarr 4ea590b918 https://wakelet.com/wake/RnLlMGdTVREwUKZ_i44hc
wonbria
wonbria 7383628160 https://www.cloudschool.org/activities/ahFzfmNsb3Vkc2Nob29sLWFwcHI5CxIEVXNlchiAgICfhPrfCAwLEgZDb3Vyc2UYgIDAgOK_2QsMCxIIQWN0aXZpdHkYgIDAwPPOhQgMogEQNTcyODg4NTg4Mjc0ODkyOA
uldrxil
uldrxil 7383628160 https://trello.com/c/frq5AeG2/16-xforce-work-keygen-32bits-or-64bits-version-hsmworks-2016
jamelean
jamelean 7383628160 https://coub.com/stories/3035563-p3d-prepar3d-3-4-22-19868-client-hotfix-3-license-key-hot
madambl
madambl fe98829e30 https://wakelet.com/wake/XAR1YyDp-wwb3zGyBJ_R_
elencher
elencher fe98829e30 https://trello.com/c/B6eNsqJP/11-neer-paravai-mp4-movie-free-download-hot
vytwan
vytwan fe98829e30 https://coub.com/stories/2965567-enemy-at-the-gates-2001-bluray-720p-900mb-ganool
darkasp
darkasp fe98829e30 https://www.cloudschool.org/activities/ahFzfmNsb3Vkc2Nob29sLWFwcHI5CxIEVXNlchiAgMCQyYrmCwwLEgZDb3Vyc2UYgIDAwJPYwQoMCxIIQWN0aXZpdHkYgIDAoPH9-QsMogEQNTcyODg4NTg4Mjc0ODkyOA
berklav
berklav fe98829e30 https://trello.com/c/txKpOePl/33-windows-7-ultimate-n-activator-tamarang
prispo
prispo d868ddde6e https://coub.com/stories/3116101-ghost-rider-spirit-of-vengeance-hd-m-link
corche
corche d868ddde6e https://coub.com/stories/3043699-rdsharmamathsbookforclass9freedownload-fix
qubmake
qubmake d868ddde6e https://coub.com/stories/3054341-sudigadu-2012-telugu-movie-torrent-download-darsar
wilike
wilike d868ddde6e https://coub.com/stories/3095475-ant-man-english-2-hd-telugu-download-movie-link
elideet
elideet d868ddde6e https://coub.com/stories/2996191-gerber-accumark-8-5-software-with-cr-_best_
vassanch
vassanch d868ddde6e https://coub.com/stories/2994076-top-download-prtg-traffic-grapher-6
vandann
vandann d868ddde6e https://coub.com/stories/3103307-install-arcgis-9-3-license-crack-download
zerxyle
zerxyle d868ddde6e https://coub.com/stories/2945958-birds-evolution-pro-crack-full-rar
adalphil
adalphil d868ddde6e https://coub.com/stories/3026459-xfer-records-serum-v12-09b4-windows-32-bit-64-bit-download-free
olympas
olympas b7f02f1a74 https://geivirenegpoly.wixsite.com/pleginremi/post/save-wizard-2020-nulled-full-64bit-zip-windows-license
opaver
opaver b7f02f1a74 https://neahyzatesancmiked.wixsite.com/plorcilinrai/post/7-style-buil-64-download-full-version-rar-latest-activator
neisaha
neisaha c0c125f966 https://siregeslowhinji.wixsite.com/gusincentna/post/plugsound-vst-pack-ultimate-full-version-nulled-x64-license
delgae
delgae f4bc01c98b https://coub.com/stories/3350199-print-studio-2-0-software-free-exclusive-download
garajami
garajami f4bc01c98b https://coub.com/stories/3508607-upd-cut-the-rope-2-v1-15-1-mod-apk
fabindi
fabindi f4bc01c98b https://coub.com/stories/3244828-shaandaar-movie-full-in-tamil-hd-1080p-repack
lucglo
lucglo 1ba3a6282b https://wakelet.com/wake/6F1O_BvZPeYHTL2XoU-xI
vernsaby
vernsaby 1ba3a6282b https://wakelet.com/wake/PQHIHvIhNaWzwC9eFnPxe
henrjasi
henrjasi 6f5222a214 https://coub.com/stories/3292338-immortals-movie-dubbed-in-hindi-best-download
yamoli
yamoli 6f5222a214 https://coub.com/stories/3518151-casio-qv-100-software-free-download
sumole
sumole 6f5222a214 https://coub.com/stories/3462080-dil-hai-tumhaara-3-movie-hd-1080p-free
assitale
assitale 4a48e5f205 https://wakelet.com/@quepanvopa400
elinyude
elinyude 4a48e5f205 https://wakelet.com/@trohnecdalitt239
elinyude
elinyude 4a48e5f205 https://wakelet.com/@trohnecdalitt239
helmlis
helmlis 4a48e5f205 https://wakelet.com/@mersscoopamse447
elefear
elefear abc6e5c29d https://coub.com/sansumpmama/stories
aleini
aleini abc6e5c29d https://coub.com/plecmabhouhelp/stories
rydecha
rydecha 9ef30a34bc https://coub.com/hinslamniri/stories
holchan
holchan 7b17bfd26b https://coub.com/stories/3355119-fire-emblem-souen-no-kiseki-rom-235-ergegeo
latpayt
latpayt 7b17bfd26b https://seesaawiki.jp/eltiotiodi/d/198%20English%20Paragraphs%202
saliury
saliury 7b17bfd26b https://wakelet.com/wake/lFT9_kcctEoPV_vN85IkH
henell
henell 7b17bfd26b https://wakelet.com/wake/HIDHYIIVJ_nvvHmWhpzSR
reihell
reihell 7b17bfd26b https://seesaawiki.jp/ananevis/d/Ish%20Soni%20Sulekh%20Gujarati%2064bit%20Nulled%20Iso%20Windows%20License%20Full%20Version%20margcali
amamirr
amamirr 7b17bfd26b https://wakelet.com/wake/AmLuPwK6p0Z_4XZeKWrPn
vyncfra
vyncfra 7b17bfd26b https://coub.com/stories/3480228-dreamfall-chapters-book-five-redux-codex-license-key-embtaly
nelsala
nelsala 7b17bfd26b https://seesaawiki.jp/centgatucua/d/Switch%20Bot%20Metin2%20Zip%20Cracked%20Download%20Activation
tasraif
tasraif 7b17bfd26b https://wakelet.com/wake/HHt8XOuf_pGK0QesiYlh8
tasraif
tasraif 7b17bfd26b https://wakelet.com/wake/HHt8XOuf_pGK0QesiYlh8
wallelli
wallelli 7b17bfd26b https://trello.com/c/k3hR507f/46-aoa-audio-extractor-platinum-v228-keygen-setup-free-new
heewah
heewah 7b17bfd26b https://coub.com/stories/3299804-poovarasam-peepee-tamil-movie-free-download-chagwe
heaandr
heaandr 7b17bfd26b https://wakelet.com/wake/jsCJqD72h-D5xVxz3prst
macatimo
macatimo 7b17bfd26b https://wakelet.com/wake/T5TTFly5eki4V9lEHepN3
rechren
rechren 7b17bfd26b https://www.cloudschool.org/activities/ahFzfmNsb3Vkc2Nob29sLWFwcHI5CxIEVXNlchiAgMDgrpCXCwwLEgZDb3Vyc2UYgIDA4IzKkggMCxIIQWN0aXZpdHkYgIDA4PXU1AoMogEQNTcyODg4NTg4Mjc0ODkyOA
valfayi
valfayi 7b17bfd26b https://wakelet.com/wake/ZjGMxWOj_npOYdTzdCxnf
guglmar
guglmar 7b17bfd26b https://www.cloudschool.org/activities/ahFzfmNsb3Vkc2Nob29sLWFwcHI5CxIEVXNlchiAgMCAv4qHCAwLEgZDb3Vyc2UYgICA34no3goMCxIIQWN0aXZpdHkYgIDAoJi_2gsMogEQNTcyODg4NTg4Mjc0ODkyOA
mariest
mariest 7b17bfd26b https://wakelet.com/wake/qNP74d8gD1QYyzcralT5M
hajberb
hajberb 7b17bfd26b https://trello.com/c/v7ayRg8J/16-vorpx-download-crack-for-15-phykafe
slavcal
slavcal 7b17bfd26b https://seesaawiki.jp/conscratusclem/d/Pes13pv%20Sfd%20Rar%20Utorrent%20Registration%20Free%20Pc%20Cracked%20Final%2032%20PORTABLE
keilmari
keilmari 7b17bfd26b https://trello.com/c/Gae4sBBG/40-cantik-100-john-tefon-rar-new
dorepre
dorepre 7b17bfd26b https://trello.com/c/3WvQ4Fsw/62-r-j-ascii-program-translator
wainfin
wainfin 7b17bfd26b https://wakelet.com/wake/L6hQrws25UE1Z5uIEK6ad
fotree
fotree 7b17bfd26b https://wakelet.com/wake/Ciqm9_-5zIFyGPbhrR0_L
halfgiov
halfgiov 7b17bfd26b https://wakelet.com/wake/ipDfJpp60p_N86t2DbaRY
coyfin
coyfin 7b17bfd26b https://trello.com/c/1bGPn6tO/31-maps-navteq-here-2018-q4-64-bit
hisgav
hisgav 7b17bfd26b https://wakelet.com/wake/aaG-z8S3RpGz7-zqOUW9T
renizede
renizede 7b17bfd26b https://coub.com/stories/3144633-windows-7-ultimate-sp1-64bits-espa-ol-free-download-salameg
hernoel
hernoel 7b17bfd26b https://coub.com/stories/3068110-link-adobe-character-animator-cc-2018-crack
fyllges
fyllges 7b17bfd26b https://www.cloudschool.org/activities/ahFzfmNsb3Vkc2Nob29sLWFwcHI5CxIEVXNlchiAgICfq_i-CgwLEgZDb3Vyc2UYgICA_8Tl_QoMCxIIQWN0aXZpdHkYgIDAgIvzywsMogEQNTcyODg4NTg4Mjc0ODkyOA
propagi
propagi 7b17bfd26b https://coub.com/stories/3464316-high-quality-usesigmakeywithoutdonglecrack
dawafin
dawafin 7b17bfd26b https://coub.com/stories/3455640-hot-download-viva-la-bam-season-1
zanglo
zanglo 7b17bfd26b https://coub.com/stories/3001379-ganavin-maya-prabhu-malaysia-movie-download-fixed
albsadi
albsadi 7b17bfd26b https://wakelet.com/wake/OwF_6s_rb3Uoi5PbQrhD0
petday
petday 7b17bfd26b https://coub.com/stories/3322323-boot-starsat-sr-2000-hd-ace-exclusive
marcdef
marcdef 7b17bfd26b https://seesaawiki.jp/sterlessdonti/d/Madruga%20Macarena%20Partitura%20Pdf%2022
chudrif
chudrif 7b17bfd26b https://coub.com/stories/3340777-kandahar-malayalam-full-fix-movie-download
maiquan
maiquan 7b17bfd26b https://trello.com/c/nvD1OJ2n/32-download-xforce-keygen-fbx-2015-key-gastonor
fedemm
fedemm 7b17bfd26b https://coub.com/stories/3408117-new-english-file-advanced-teacher-s-book-pdf-download-free-exclusive
glenfra
glenfra 7b17bfd26b https://coub.com/stories/3459800-crack-serial-parallels-workstation-6-windows-marekim
waikfyan
waikfyan 7b17bfd26b https://seesaawiki.jp/toiringede/d/Native%20Instruments%20Kontakt%20V6%2e1%2e1%20File%20Utorrent%20Rar%20Windows%20X32
chiprog
chiprog 7b17bfd26b https://coub.com/stories/3216174-bukumediapembelajarankaranganazhararsyadpdf22
wektan
wektan 7b17bfd26b https://coub.com/stories/3353318-arvet-fr-n-rosemond-hill-legacy-of-rosemond-hill-free-keygen
armjay
armjay 7b17bfd26b https://coub.com/stories/3501772-join-multiple-swf-files-into-one-software-crack-better
welltall
welltall 7b17bfd26b https://coub.com/stories/2949015-karan-arjun-hindi-free-download-patched
derodak
derodak 7b17bfd26b https://wakelet.com/wake/M172jbkeSDdc8hGueBQS2
charaqu
charaqu ec2f99d4de https://coub.com/stories/3992473-archpr-4-54-torrent-full-patch-registration-windows-exe-x32
garrade
garrade ec2f99d4de https://wakelet.com/wake/9Xp0vWYhZ_V5VsxY4gw8E
zakaman
zakaman ec2f99d4de https://coub.com/stories/3950655-d-fix-v2-1-nsane-exe-utorrent-64bit-activation-rar
reldar
reldar 67426dafae https://coub.com/stories/3969486-book-foxit-edi-r-v-221-download-mobi-zip-full-version
radligr
radligr 67426dafae https://coub.com/stories/4000915-full-weeds-temporada-4-completa-espaol-1080-dts-avi-english-dual
shaagr
shaagr 31ebe8ef48 https://wakelet.com/wake/hACqtpk7AjIYwGoJKWYYA
gilnel
gilnel 31ebe8ef48 https://wakelet.com/wake/uWvBlZB6mczEA-Ptw4L6V
Gale Schofield
Dear name.tr Owner, very same in this article: Link Text
Nelle Elsberry
To the name.tr Webmaster, exact below: Link Text